Hot tubs with financing: Finding tranquil hydrotherapy without breaking your budget

9 Minute Read

Imagine unwinding after a particularly stressful day in the warm comfort of your hot tub. You can erase your worries from your mind and let the weight of the world lift off your shoulders as effervescent water bubbles up around you and powerful jets massage specific parts of your body into a state of bliss.

The right hot tub can provide you with unbeatable relaxation and rejuvenation for your mind, body, and soul. If you are considering purchasing a hot tub, but need to be conscious of your budget, you may have wondered about hot tubs with financing.

If you have asked yourself about financing hot tubs, this article will inform you about what that entails. As you read on, you will learn about how to finance a hot tub, other costs to consider before financing a hot tub, and what to look for when shopping for your dream hot tub.

What is hot tub financing?

Depending on which hot tub brand and model you choose, your financing options will vary. Most high-quality hot tub brands will offer financing that will help you easily become a hot tub owner with a simple and hassle-free plan. Financing options give you more flexibility to choose a high-quality hot tub that you can enjoy for many years to come without stressing about your bottom line.

Hot tub financing is essentially a loan that allows you to make payments on your investment like a home or a car. Rather than taking out a personal loan, obtaining hot tub financing through the brand or hot tub dealer can be done as you purchase your hot tub. Hot tub financing can be much less complex than trying to secure a home equity loan or a line of credit. When you finance your hot tub at the time of purchase, you can obtain an easily manageable monthly payment that allows you to afford the type of hydrotherapy that you deserve.

Hot tub financing for a high-quality hot tub

Ultimately, when you make an investment such as a hot tub, you want to ensure you get the best quality for your money. When you purchase a superior hot tub model from a luxury brand, you can have peace of mind that you will enjoy tranquil and hassle-free hydrotherapy bliss for many years to come. Financing options can ensure you don’t need to cut any corners to get the hot tub of your dreams.

Hot tub financing vs. used hot tubs

The comfort of financing also means that you can afford a brand-new hot tub rather than taking the risk of purchasing a used hot tub that may have a questionable history. You may even end up spending more on a lesser-quality or second-hand hot tub that will require repairs or equipment replacement.

All financing programs will be slightly different so it’s important to discuss the exact details of your options with your hot tub dealer before signing an agreement.

What is the monthly payment for hot tub financing?

The amount you will pay each month for your hot tub will depend on the total loan amount of your hot tub, current interest rates, and the loan terms. The latter refers to the length of time that the loan has been established, such as three or five years.

Hot tub costs to consider

When you are shopping for your hot tub with financing, remember additional costs may impact your budget. For example, ask your hot tub dealer if delivery and installation costs can be included in your financing program.

It’s key to remember that depending on which type of hot tub you choose, you may need to hire an electrician to hardwire your new hot tub and hook it up upon delivery and installation. This could result in two visits and two separate bills. An experienced electrician can likely provide an estimate for these services so you have an idea of how to work that into your budget.

There are also ongoing costs such as your operating costs. The good news is that when you purchase a superior, highly energy-efficient hot tub from a reputable brand, you can rest assured that your energy bill may increase between $20 and $50. This number will also depend on additional factors such as how often you use your hot tub, the temperature at which you maintain your hot tub water, and whether or not you have a high-quality hot tub cover to help retain heat.

Other hot tub costs that may add up beyond your hot tub financing payment include chemicals and supplies to help maintain healthy hot tub water. It’s a good idea to budget for things like repairs and replacements. If you finance a premium hot tub from a luxury brand, you will likely have warranties on parts and equipment which can save you from having to cover repairs and replacements out of pocket.

This is another reason why financing a top-notch hot tub can actually help you save money over time rather than purchasing a lower-quality hot tub or a used hot tub. Financing a hot tub with warranties can provide you with peace of mind that your investment is protected if anything goes wrong.

How to choose your dream hot tub

Buying a hot tub can send you on your way to a new level of relaxation, stress relief, and soothing pleasure from head to toe. Choosing your dream hot tub is a personal choice—and there are many choices when it comes to selecting the model that is right for you. Some things to consider when shopping for your dream hot tub include:

Budget
Size
Shape
Design
Seating Options
Specialty Jets
Energy Efficiency
Lighting
Water Management and Filtration Systems
Ease of Use
Smart Technology
Exclusive Innovations such as Infrared and Red Light therapy, which is only available in Jacuzzi® Hot Tub

Explore Hot Tubs

J-LX®

Leading the industry again, the J-LX® combines patent-pending Infrared and Red Light therapy with hydromassage for unmatched rejuvenation. Clean, simple lines frame the open seating layout with seven ergonomic seating options.

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J-475™ LARGE DESIGNER HOT TUB WITH LOUNGE SEAT

Experience the healing power of hydrotherapy. The unique J-475™ offers three layers of deep relief: exclusive RX hydromassage jets, Red Light, and Near-Infrared therapy in a stunning 6-7 seat package.

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J-355™ HOT TUB WITH COMFORT LOUNGE SEATING AND COOL DOWN SEAT

With 6 seating options, the mid-sized J-355™ Hot Tub is engineered to deliver neck-to-foot therapy, from a longer, full-body lounge seat to diverse seating options.

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The best hot tubs with financing

When you are seeking the best quality hot tubs for financing, a Jacuzzi® Hot Tub can provide you with incredible hydrotherapy for many years to come. A few of the best Jacuzzi® Hot Tubs with financing include:

Innovation with the Jacuzzi® J-LX® Collection

The models in this stunning, modern collection were the first in the Jacuzzi® Hot Tub family to debut the exclusive and innovative Infrared and Red Light therapy, which takes hydrotherapy to new heights through a one-of-a-kind wellness experience.

Infrared (IR) and Red Light therapy combines specialized deep red light which reaches surface tissue and cells, while near infrared is positioned to target deep tissue within the lumbar region of your lower back. This therapy is matched with specialized jet pressure that delivers varied massage through surface contact. IR and Red Light therapy is founded in research to enhance your relaxation while leaving you rejuvenated and reenergized.

This collection features the Jacuzzi® J-LX® model, which offers open seating for six to seven bathers and the Jacuzzi® J-LXL® model with seating for five to six bathers and a lounge seating for unparalleled head-to-toe healing through the power of water.

Intimacy with the J-215™ Hot Tub

If you’re looking for a compact hot tub that is just right for solo soaks or couples’ time, the Jacuzzi® J-215™ model may be your perfect fit. This model is ideal for small spaces and patios and features three seating options, a mix of open seating, and full-body hydromassage via a petite lounge seat that delivers total-body relief.

Luxury Entertainment with the Jacuzzi® J-495™ Hot Tub

For those with large families and lots of friends, and those who enjoy entertaining and socializing, the Jacuzzi® J-495™ model is a stellar choice. This model can also include exclusive IR and Red Light therapy for unmatched hydrotherapy while you enjoy the company of loved ones. This model is roomy enough for eight to nine bathers while extra depth gives an even roomier feel.

Regardless of which Jacuzzi® Hot Tub you decide upon, choosing to finance it can provide you with an easy and hassle-free way to obtain the hot tub of your dreams without straining your budget. When you are ready to become a hot tub owner, stop by your local hot tub dealership to look around and ask questions.

Many spa showrooms are well-versed in helping you finance your hot tub. A trusted, experienced hot tub dealer can help guide you through the specifics of financing your dream hot tub. A visit to your nearby hot tub dealer can result in many years of peaceful hydrotherapy without breaking the bank.

Medical disclaimer: This information is not intended to prescribe a particular diagnosis or course of action. We are not medical professionals. Please contact your GP or other medical professional for advice if you have any concerns about your current health or well-being.

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