JACUZZI® FINANCE
Up to 30 months interest free finance available on selected Jacuzzi® products
Up to 30 months interest free credit available on selected Jacuzzi® products
Flexible finance options that let you leave your money in the bank
From Jacuzzi® Hot Tubs, to Swim Spas, and Baths, we believe owning one of our products is a worthwhile investment in your health and wellbeing.
We have partnered with Novuna® Personal Finance to provide a range of competitive finance packages that allow you to leave your money in the bank.
Jacuzzi and Novuna - The UK's leading personal finance lender & the world’s largest Hot Tub & Swim Spa manufacturer
Novuna® Personal Finance is one of the UK’s leading financial services companies, part of Mitsubishi HC Capital Inc. Novuna® has been voted the UK's best direct personal loan provider for the last 9 years running by Feefo. We have partnered with them to provide a complete and competitive range of personal finance products for our customers and a seamless search and application process with fast approval times.
Novuna® and Jacuzzi® are both authorised and regulated by the Finance Conduct Authority and treat all customers fairly to provide all options and make the right payment decision for you when purchasing a Jacuzzi® product. When choosing to purchase through Novuna® personal finance, you have the extra peace of mind that both Novuna® and Jacuzzi® have equal liability for your product.
Your Guide to Jacuzzi® hot tub Finance offers with Novuna® Personal Finance
From Interest Free, to Buy Now Pay Later, and packages designed to get you the lowest monthly payment available, we have a range of personal finance packages that allow you to leave your money in the bank.
Up to 30 months Interest Free Credit
Available on hot tubs
Better than spending your own money, spread your total cost interest free over up to 30 months. With higher interest rates on your savings, allowing you to earn on your capital, this package lets you to leave your money in the bank and earn interest, while still being able to purchase your perfect Jacuzzi® hot tub.
Only a 30% up front deposit is required on hot tubs and flexible so you can settle your balance at anytime with no penalties and the option to accelerate payments based on personal preference.
*Participating retailers only.
BUY NOW, PAY LATER WITH NOTHING TO PAY FOR 12 MONTHS - 19.9% APR REPRESENTATIVE
AVAILABLE ON ALL HOT TUBS, Swim Spas and Baths
Leave your money in the bank and pay nothing for 12 months from product delivery. If you settle before the 12-month window, there’s no interest to pay and only a £29 settlement fee.
With the 12 month period not starting until delivery, this allows you to purchase your product with peace of mind and time to organise installation without the pressure of reducing your 12-month window.
We've partnered with Novuna on this package to mean customers only require a £99 upfront deposit. Pay in full within 12 months with no interest to pay, or spread the cost over 10 years - 19.9% APR Representative.
Representative example: Cash Price £6,999.00, Deposit £99.00, Amount of Credit £6,900.00. Duration of agreement 132 months (including 12-months deferral period); 120 Monthly Repayments of £148.35. Rate of Interest 19.9% p.a fixed; 19.9% APR Representative, Total Amount Payable £17,901.00; £29 early settlement fee.
3 months deferred payment + up to 5 or 10 years - 11.9% APR
AVAILABLE ON ALL HOT TUBS, swim spas and bath
Our most flexible payment option. This package allows you to pay nothing for 3 months from delivery and find your desired minimum monthly payment up to 5 or 10 years. You also have the freedom to adjust your payments above the minimum or settle the agreement at any time to manage the actual overall term and overall interest paid.
We've partnered with Novuna® on this package to mean customers only require a £99 up front deposit.
Representative example: Cash Price £6,999.00. Deposit £99.00, Amount of Credit £6,900.00. Duration of agreement 123 months (including 3-months deferral period); 120 Monthly Repayments of £98.01. Rate of Interest 11.9% p.a fixed; 11.9% APR Representative, Total Amount Payable £11,860.20; £29 early settlement fee.
Jacuzzi® X Novuna® Personal Finance FAQs
You must be over the age of 18, be retired with income or work at least 16 hours a week to apply for finance. Another requirement is that you must be a United Kingdom resident and lived in the UK for 12 months or more.
Novuna ® Personal Finance are unable to offer online finance to residents outside of the United Kingdom. Homemakers are welcome to apply or finance under their own name, but the employment details of their spouse /partner will be required to process the finance application.
Your monthly repayments will start 1 month after your hot tub or swim spa has been installed or delivered.
Monthly payments for Buy Now, Pay Later programs will start at the end of the agreed deferral period, unless you have paid in full before the end of the deferral period.
There are no hidden extras or arrangement fees when taking out credit with Novuna® Personal Finance.
You will be presented with the e-sign process within minutes of your credit application being approved. You will see a PDF of your agreement on the screen. It is important that you read your finance agreement carefully before agreeing to any terms. Your dealer should be able to answer any questions you may have.
A credit score or a credit rating is number that is used by financial serviced to determine the credit reliability and risk of lending finance to individuals. It is based on several factors like income or occupation along with information obtained by credit reference agencies. The higher your credit score, the higher your chances of you being accepted for credit.
This information allows consistent credit decisions to be provide to individuals. Credit scoring does noy discriminate on sex, race, religion or disability.
In addition to credit scoring, Novuna® Personal Finance also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for declining your application, it is usually based on one, or a combination of the following:
- Your credit score (please note that every finance company will score you differently)
- Adverse credit reference agency information
- You are considered to be overcommitted
- You are aged under 18Your existing account performance with other lenders
Credit reference agencies hold a mix of information from different sources. Public information like County Court Judgements, electrical roll and bankruptcies. Other lenders may also file information about accounts you hold with them, your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken will also be filed, although the result of this request is not recorded.
Send a request to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years:
Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF
Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS
TransUnion International UK Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ
The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.
Yes, you are welcome to re-apply for finance again if your circumstances have changed. It is advised to leave at least 6 months between applications.