Up to 30 months interest free credit available on selected Jacuzzi® products
Your Guide to Jacuzzi® hot tub Finance offers with Novuna® Personal Finance
From Interest Free, to Buy Now Pay Later, and packages designed to get you the lowest monthly payment available, we have a range of personal finance packages that allow you to leave your money in the bank.
Jacuzzi® X Novuna® Personal Finance FAQs
You must be over the age of 18, be retired with income or work at least 16 hours a week to apply for finance. Another requirement is that you must be a United Kingdom resident and lived in the UK for 12 months or more.
Novuna ® Personal Finance are unable to offer online finance to residents outside of the United Kingdom. Homemakers are welcome to apply or finance under their own name, but the employment details of their spouse /partner will be required to process the finance application.
Your monthly repayments will start 1 month after your hot tub or swim spa has been installed or delivered.
Monthly payments for Buy Now, Pay Later programs will start at the end of the agreed deferral period, unless you have paid in full before the end of the deferral period.
There are no hidden extras or arrangement fees when taking out credit with Novuna® Personal Finance.
You will be presented with the e-sign process within minutes of your credit application being approved. You will see a PDF of your agreement on the screen. It is important that you read your finance agreement carefully before agreeing to any terms. Your dealer should be able to answer any questions you may have.
A credit score or a credit rating is number that is used by financial serviced to determine the credit reliability and risk of lending finance to individuals. It is based on several factors like income or occupation along with information obtained by credit reference agencies. The higher your credit score, the higher your chances of you being accepted for credit.
This information allows consistent credit decisions to be provide to individuals. Credit scoring does noy discriminate on sex, race, religion or disability.
In addition to credit scoring, Novuna® Personal Finance also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for declining your application, it is usually based on one, or a combination of the following:
- Your credit score (please note that every finance company will score you differently)
- Adverse credit reference agency information
- You are considered to be overcommitted
- You are aged under 18Your existing account performance with other lenders
Credit reference agencies hold a mix of information from different sources. Public information like County Court Judgements, electrical roll and bankruptcies. Other lenders may also file information about accounts you hold with them, your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken will also be filed, although the result of this request is not recorded.
Send a request to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years:
Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF
Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS
TransUnion International UK Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ
The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.
Yes, you are welcome to re-apply for finance again if your circumstances have changed. It is advised to leave at least 6 months between applications.